This post will explain money making apps. Which apps that advertise financial gain are actually worthwhile? We looked through more than 60 different apps to find the few that can deposit money into your bank account.
We may receive compensation if you click on some of the sponsored links on our website before making a purchase or registering. Learn more about how we make money.
We have analysed them to identify the most well-liked money-making apps that are reliable and worthwhile of your time. Then, we graded them based on a combination of their potential for financial gain, usability, customer feedback, and brand repute.
15 Legit Money Making Apps For Android/IOS
In this article you can know about money making apps here are the details below;
Our list is separated into the following categories:
Apps that let you do surveys. You can earn an average of $7 per hour by answering questions about your likes, preferences, and spending habits.
Apps that offer cashback. On almost anything you purchase online, you may save 3%. (and sometimes in-store).
Video game apps. To win money, play games like solitaire, bingo, and blackjack. Be ready to pay a periodic dollars for the chance to win.
Apps for passive income. These data collection apps are gathering information for market research in the background on your smartphone or tablet.
Investment in mobile apps. The apps on our list make it simple to invest relatively little money, like spare change or a few dollars at a time (often automatically).
Apps for the sharing and gig economies. There are alternatives like shopping, delivery, walking the dog, and more.
Other: You can make banknotes by playing games, taking pictures, exercising, and more (all from your phone).
Well-known apps with limited prospect of making money are among the apps that are not worth installing (sometimes as little as pennies per hour).
Note: The evaluations and rankings shown below were compiled on August 1st, 2022. We update the data periodically throughout the year to keep it updated.
Survey Apps
One typical approach to make money on your smartphone is by accepting surveys.
To get begun, just download one of the most useful survey apps. The moment a survey is available for you to complete, you will be notified.
You will either earn points that can be redeemed for free gift cards or cash prizes that can be placed into a bank or PayPal account after the survey is finished.
The top survey apps according to user ratings and possible revenue are shown below.
1. Swagbucks
The majority of Central and South America, the United States, Canada, Europe, and Asia are accessible regions.
Swagbucks is a reader and personal favourite for good reason. You can make money in addition to taking surveys by viewing films, playing games, and getting cash back for online purchases. Also check facial recognition apps
We believe that Swagbucks is the best money-making programme overall because of the huge range of jobs, the enormous number of surveys, and the sizable $10 sign-up bonus.
I have personally made more than 54,000 SBs, or more than $500, since signing up for the website.
My overall Swagbucks earnings over the years.
My overall Swagbucks earnings over the years.
Though theoretically there is no minimum withdrawal amount, the majority of reward possibilities start at $3. (including selected gift cards and PayPal cash).
2. Rakuten Insight
Rakuten Insight review for more information
There are no apps available for iOS.
111 reviews with a 3.9/5 rating on Google Play
The bulk of Asia, the United States, France, and the United Kingdom
The company that created Rakuten, the most popular cash-back shopping portal in the US, also creates Rakuten Insight, a for-profit survey software. The app is only open for Android gadgets, but we had no issues utilising their mobile-friendly website to take surveys on an iPhone.
We made $9.62 per hour while testing this survey app, making it one of the highest-paying apps we’ve looked at.
The disadvantage of Rakuten Insights is that fewer surveys are offered than on bigger platforms like Swagbucks and Survey Junkie.
Nevertheless, if you’re considering attempting paid surveys, this is a fantastic option due to the above-average pay.
The minimal withdrawal amount for PayPal is $5.
Now, get Rakuten Insight.
3. Survey Junkie
Review Survey Junkie for more information.
It has received a 4.4/5 star rating from iOS users.
On Google Play, it has a rating of 4.6/5 and 57,795 reviews.
The United States, Canada, and Australia are available nations.
Survey Junkie, a reputable company, is one of the leading providers of market research. The site boasts over 10 million members, great customer evaluations, a “Excellent” Trustpilot rating, and a low $5 minimum cash-out. This is another money making apps.
In our tests, Survey Junkie stood out for having one of the most extensive inventories of surveys, enabling you to earn on your own schedule as opposed to having to wait for an opportunity to be sent your way.
Despite the lack of an official welcome bonus, Survey Junkie provides new users with a short list of worthwhile tasks to perform, such as filling out a straightforward profile survey, validating your email, and watching a “how it works” video. Through completion of these assignments, you can quickly reach the $5 minimum reward.
500 points are required for the minimum withdrawal, which will deposit $5 into your PayPal account or be exchanged for gift cards.
Bring Survey Junkie along.
4. SurveyMonkey rewards
See SurveyMonkey Rewards for further information.
14,250 reviews yielded a rating of 4.7/5 for iOS
Google Play has 8,884 reviews and a 4.4/5 star rating.
Exclusive to the United States
Given that millions of businesses of all kinds utilise SurveyMonkey’s software to get customer feedback, you have undoubtedly taken part in one.
Even though their SurveyMonkey Rewards app isn’t as well-known, it stood out in our tests since we were able to earn $13.56 per hour while conducting research for our study, which is much more than the industry average for survey apps.
Furthermore, completing surveys on the website is quick and easy; they usually only take two or three minutes.
The lack of available surveys is the biggest disadvantage. Over the course of our more than month-long testing session, just nine survey chances were offered. It didn’t take much time or effort, though, and it was enough to meet the $5 minimum cash-out requirement. This is another money making apps.
The minimum withdrawal amount is $5 in order to cash out incentives. The only ways to redeem your points are with Amazon Gift Cards or by making a donation to a good cause.
Grab SurveyMonkey Rewards right away.
5. InboxDollars
InboxDollars review to find out more.
156,539 reviews have rated iOS 4.5 stars.
4.4 out of 5 stars from 114,480 Google Play reviews
Exclusive to the United States
With the aid of the well-known money-making software InboxDollars, you can make money doing various chores and surveys. Despite sharing the same ownership and maintenance as Swagbucks, there are a number of important distinctions between the two, one of which being the fact that it is one of the few websites that pays users to read emails.
Additionally, InboxDollars pays you in real money for the jobs you complete (not points). The adverse? You can use the $5 sign-up bonus to help you reach the $30 minimum cash-out requirement.
The smallest withdrawal is $30.
Now get InboxDollars.
6. Google Opinion Rewards
See Google Opinion Rewards for further information.
After 153,048 reviews, iOS has a rating of 4.7/5.
The Google Play app has a 4.5-star rating with 2,642,819 ratings.
International access is available for 34 countries.
Google Opinion Rewards provided the highest hourly rate ($22.24) of the survey apps we reviewed, but it also offered the fewest survey possibilities. This is another money making apps. Also check Best root apps for android
Additionally, during our testing, survey opportunities were presented to people who frequently used Google services (such as Google Maps) or who owned several Google products (Android device, Google Home, etc.). People who didn’t use Google products received none.
The surveys Google Opinion Rewards were the easiest for us to finish because they typically just included two or three questions. They frequently reveal how much data Google also holds on you. You can be questioned about a show you saw on your Android TV or the level of service you got from a local establishment you went to the day before using Google Maps.
When the minimum withdrawal amount of $2 is reached, payments are paid automatically. iOS users can use PayPal Cash, however Android app users can only use Google Play store credits as payment.
Obtain Google Opinion Rewards right away.
Cash-Back Apps
Cash back apps provide you the chance to obtain cash rewards and/or save money on the purchases you were already going to make. These incentives are often in the region of 1–10%. Even though it might not seem like much when making a single purchase, if used regularly on expensive things, it can add up to hundreds of dollars annually.
Here are our top recommendations based on their potential for financial gain and our overall usage history. See our ranking of the best cash-back apps for more options.
7. Rakuten
Rakuten review to find out more.
After 153,048 reviews, iOS has a rating of 4.7/5.
The Google Play app has a 4.5-star rating with 2,642,819 ratings.
There are options for the United States, France, Germany, Spain, Ukraine, and the United Kingdom.
Rakuten, which provides up to 40% cash back on purchases made at more than 3,500 partner stores, is one of the top cash-back apps.
Using Rakuten is easy. Simply unlock the app and search for the merchant you want to purchase from. By clicking the link, you can go to their store and make your usual purchases.
Rakuten is a regular shopping destination for one of The Ways To Wealth’s editors, who has saved close to $800 over the previous three years:
Rakuten’s financial information
Rakuten’s financial information
Before you can earn money from in-store purchases, you must turn on each cash-back campaign and add your credit or debit card to the Rakuten app. After that, use the linked card to complete a typical checkout.
You’ll get a $30 bonus when you sign up using this link and make your first qualifying purchase.
Minimum withdrawal: Payments are made automatically every three months if your balance is at least $5. American Express reward points, a paper check, a PayPal deposit, or both are acceptable methods of money.
8. Ibotta
Information about Ibotta
It has received a 4.8/5 star rating from iOS users.
On Google Play, the rating is 4.5/5 with 606,071 reviews.
Exclusive to the United States
Ibotta is renowned for being one of the best cash back apps for groceries, but it has now expanded to give cash back in adjacent retailers and online.
Using the app, you scan the barcode of the item you purchased from the shop, and you then upload a photo of your receipt. Frequently, you’ll need to watch a 15-second video clip before the money posts to your account.
My wife and I also use the app, and to maximise our savings, we frequently pair it with another one of the many Ibotta-compatible apps. The extra 30 seconds are usually time well spent, as we’ve learned. This is another money making apps.
You can get a $5 welcome bonus by signing up through our link and submitting your first receipt.
The minimum withdrawal amount to PayPal or Venmo is $20 in cash.
Set up Ibotta.
9. Fetch Rewards
Review Fetch Rewards for more information.
2,494,475 reviews for iOS, rated 4.8/5
4.6/5, 461,323 user reviews on Google Play
Exclusive to the United States
Unlike many other apps for scanning receipts, Fetch Rewards works at any retailer. There are no barcodes to check or coupons to cut, and you don’t need to buy any specific items to accrue points.
The biggest disadvantage of Fetch is that each receipt only pays a few cents. However, you will get bonus points for purchasing sponsored items, many of which are common household necessities that you may have previously planned to buy.
Join Fetch through this link to earn 3,000 additional points.
The minimum withdrawal is 3,000 points, which translates to a $3 gift card.
Now get Fetch Rewards.
10. Upside
Specifics: Positive review
239,861 reviews yield a rating of 4.8/5 for iOS.
The Google Play app has a 4.5-star rating with 176,703 ratings.
Exclusive to the United States
Upside is a mobile app that gives cash back on gas purchases. In our tests, we were able to find gas stations that offered up to 35 cents per gallon (though 25 cents and lower is more common).
The app is progressively expanding beyond only gas and beginning to offer cash back at certain retailers and restaurants. This is another money making apps. Also check Apps For Secret Texting
Every withdrawal requires a $1 fee, which is the minimum withdrawal money. As soon as your balance hits $10, withdrawals are free.
Game apps
Most gaming apps charge a nominal fee to enter contests with cash prizes (often between a few cents and a few dollars). If your objective is to win real money, you must accept the fact that you will almost always have to pay to play. The games in several of these apps that we evaluated were enjoyable on their own. (Therefore, we get bad reviews.)
Customers still adore paid-for game apps, and many of them have thousands of positive reviews. As a result, in addition to the most well-known free gaming app that pays cash, the list below also includes two pay-to-play options that stood out throughout our examination.
11. Mistplay
Only an iOS app for Android
Rating: 4.4/5 with 292,759 ratings on Google Play
Accessibility: France, Australia, New Zealand, Singapore, Korea, Italy, Spain, Denmark, Norway, and Sweden. Accessibility: Canada, the United States, Canada, and Canada.
Mistplay is a free Android gaming app that promotes itself as “the loyalty club for gamers” that awards points for playing games (an iOS version is in development). Sometimes you must provide Mistplay with feedback about the game itself, and other times you must reach certain in-game milestones (like levelling up).
You may convert your points for gift cards to well-known retailers like Amazon, Starbucks, and the Nintendo store. Additionally, it’s one of the few game apps that accepts cash PayPal payments.
1,500 points, or around $5, are required as the minimal withdrawal amount.
12. Blackout Bingo
Review Blackout Bingo to learn more.
82,797 reviews have a rating of 4.5/5 for iOS.
The Galaxy store has 8,437 reviews and a rating of 4.5/5.
Exclusively available in the United States (not available in AR, CT, DE, IN, LA, ME, and SD)
Players can challenge one another in the bingo game Blackout Bingo. As we mention in our review, players that pay attention are rewarded in the game:
How carefully you pay attention to the numbers on your card will determine which bonus ball selection you can make (and the numbers you need to get a bingo). You enhance your chances of thriving by creating more bingos when you select the right bonus ball numbers and earning more points. This is another money making apps.
If you genuinely like Bingo, you may play it for free and earn “Zs,” the game’s official currency. Our calculations demonstrate that it would take nearly five hours of playtime to earn just one actual sticker, despite the fact that Zs may be used to buy goods or gift cards.
A minimum entry fee of 60 cents is required to play games with prize pools between $1 and $755 in order to be eligible to win cash prizes.
Bring Blackout Bingo along.
13. Solitaire cube
The solitaire cube review
With 89,028 evaluations, iOS has a 4.6/5 rating.
7,100 evaluations with a 4.5/5 average for the Galaxy store (only available for Android phones in the Galaxy store)
Exclusively available in the United States (not available in AR, CT, DE, IN, LA, ME, and SD)
Solitaire Cube runs on the same Skillz tournament platform as Blackout Bingo (already stated) uses.
A lot of the components in the two games are similar:
You can play for free to gain goods and gift cards (although this will take an extremely long time).
You must pay to play in order to have a chance to win cash prizes.
The initial entrance fee is 60 cents.
Gaining the most points requires speed, thus winning requires skill. Additionally, if you go through the deck more than three times, you will lose points.
The largest financial prize is $200.
The download for Solitaire Cube.
Apps for Earning a Side Income
Once you sign up for these apps for passive income, you can immediately begin making money.
14. Nielsen Computer and Mobile Panel
For further information, check out Nielsen’s Computer and Mobile Panel.
iOS has 78 reviews with a 4/5 average.
The Galaxy has 8,870 reviews and a 3.3/5 rating on Google Play.
Exclusively available in the United States
This is another money making apps. You have probably heard of Nielsen because it is one of the largest research organisations and is well known for providing TV viewership statistics. However, Nielsen has also released a sizable amount of research on smartphone usage, based on data they obtain through the Nielsen Computer and Mobile Panel app.
The programme is running in the background as Nielsen analyses how you use your phone. Nielsen only gathers data that is anonymous. Based on their published observations, they estimate how much time users spend using their phones and the types of activities they engage in (browsing the web, watching videos, etc.). You may learn more about how NCMP operates by reading our review.
You can enter a $10,000 monthly sweepstakes and be eligible to win up to $50 every year in gift cards or PayPal cash if you keep the app open for the whole 12-month period.
You can download the Nielsen Computer and Mobile Panel app.
15. Capital One Shopping
For further information, see the Capital One Shopping review.
It has received a 4.5/5 star rating from iOS users.
With 52,866 reviews, the Galaxy has a 4.5/5 rating on Google Play.
Exclusively available in the United States
You may use the free Capital One Shopping app without a Capital One card or account, and it offers a unique feature called Price Protection that enables you to get refunds for price reductions on items you’ve already purchased. This is another money making apps.
The software connects to your email account to keep track of your transactions. Capital One Shopping can assist you in making a claim and deposit the price difference into your account if a price drop is found.
The Capital One Shopping app provides more than simply price protection; in addition, it enables incentives for online purchases, uses coupons automatically, and compares prices for the same items at other retailers.
When shopping in-store, you can also scan barcodes to look for online savings on a certain product.
App for Capital One Shopping
Investing App
Making money using your smartphone while expending the least amount of time, effort, and resources is the main goal of money-making apps.
Only a few investment apps, which don’t demand a lot of time or money, offer this kind of earning potential. This can include the opportunity to automatically invest your spare change, a substantial sign-up incentive, or free stock shares.
Moey making Apps That Aren’t Worth Your Time
We noticed a number of apps that weren’t chosen. Here are some of the multiple popular, along with justifications for avoiding them. Click on the links down to read our in-depth evaluations of each app.
An ATM app. Despite the enticing idea that consumers can choose to meet with businesses and then get paid for engaging with them in a form of “brand dating,” we found the income potential to be relatively low.
Honeygain. This software actually pays you for lending out your internet connection. The pay rate is so low, though, that it is not worth the work to install it.
KaskKick. During the course of testing this programme, we only made $1.43 per hour.
LifePoints. We found that LifePoints offered a limited number of surveys and had a remarkably high disqualification rate. Therefore, even though it’s a legal service that will compensate you for your time, there are better alternatives.
Lucktastic. This well-known sweepstakes app was withdrawn in March 2022.
OnMyWay. The programme advertises that it would give you money for driving safely, but in order to receive money, you must suggest 250 users.
App for Foursquare prizes. There aren’t many more methods to generate money, but granting the corporation access to your data for a year can get you a $25 gift card.
Sweatcoin. You can earn money with Sweatcoin only by recommending it to others, not by walking as claimed.
Zogo. With this free software, you get paid for finishing classes on fundamental personal finance subjects. During our testing, we made an average of $6.07 per hour, however as we utilised the app more, our earnings rate rapidly decreased. Read more in our review of Zogo.
Money Making Apps FAQ
Do apps for making money actually work?
Money-making apps do indeed work. However, it’s crucial to set reasonable goals. Your earning potential will typically be fairly constrained. Since the majority of these apps weren’t made to provide anything close to a full-time income, it’s best to think of them as tools you can use to earn extra money in your spare time.
However, there are some money-making apps that, when used regularly, can produce a sizeable sum of money. The cash-back shopping category is one illustration. If you’re reading this, you presumably shop online. And if you’re not utilizing a cash-back app like Swagbucks or Rakuten, you’re effectively paying better than you have to for everything you purchase. Depending on how considerably you pay online over the course of a year, apps like these may realistically preserve you hundreds of dollars.
And then there are gig economizing apps like DoorDash and Uber, which are great options when you’re looking for a part time job or a side hustle. This category of money making apps clearly needs real work, but it offers unmatched flexibility & pay that typically ranges from $15 to $25 when dividends are factored in.
What are the multiple useful apps for making money fast?
Selling apps, such as Craigslist & eBay, are your multiple profitable bets for earning money fast. Beyond selling, Uber Eats & DoorDash are also good choices. These two apps allow you to make decent money on a per-hour basis, as well as to cash-out your earnings daily (for a small fee) (for a small fee). These are among the highest and fastest paying paying apps you’ll find.
Are money creating apps safe?
Money earning apps are generally safe, but there are some things to maintain in mind before downloading them.
First, understand that almost all money making apps collect some form of user data. This may include essential elements like your demographics (age, location, etc.), but it may also have more personal data like your internet browsing habits. If you’re concerned about data supply, make certain to read the app’s privacy policy. Of course, aloneness policies are often written in legalese, so it’s a good idea to refer to the company’s FAQ or knowledge base to see if they provide clear and easy-to-understand details about what data is collected and how it is (or isn’t) used.
Another concern many people have is the safety of their financial information, such as bank login credentials or account details. Often, in order to get paid by a money making app, you’re required to provide a routing and checking number or link your bank account through a third-party provider like Plaid. Services like Plaid are generally considered secure, and we think you should be comfortable using them.
On the other hand, we’re not fans of manually providing our bank account details, because it’s not always clear how strong a given app’s security practises are. In circumstances like this, we suggest setting up a free online checking account that you use specifically for money making apps.
How do you avoid scams?
When you’re analysing money-making apps, pay special attention to user evaluations — and specifically the ones on the Google Play Store and iOS App Store. Companies cannot edit or remove reviews that appear on the official app stores, in contrast to some other user review platforms. Therefore, if an app is a scam, you’ll probably notice that right away based on user reviews.
Sort by unfavourable reviews and skim three to five to identify the most frequent grievances. It is advised to stay away from an app if many customers experience difficulties with money withdrawals or fail to receive assistance from customer service.
Additionally, you may perform a search on the popular subreddit r/BeerMoney, where users discuss their interactions with various apps.
How do money-giving apps generate their own money?
These businesses use a variety of various business models and app monetization techniques to make money.
– Online survey companies market the information they gather to companies looking to enhance their goods and services.
– A lot of gig economy apps deduct a portion of each transaction’s revenue.
– Cash-back shopping apps like Rakuten rank among the highest paid apps for a reason: by directing you to store websites, they receive a sizable commission that they subsequently split with you.
Apps that charge you money always receive something in exchange, be it your data, feedback, business, or something else. When choosing which ones to use, keep that in mind and make sure you’re okay with the tradeoff.
The Best Money-Making Apps: Final Thoughts
My first objective in making this list was to ensure that each programme was both reliable and worthwhile. There are a tonne of different apps out there, and although some of them can be beneficial to certain users, others will merely collect your data and take up your time with no real chance for you to profit from them.