Dining out can mean so much to so many people – whether it’s a celebration, catching up with loved ones or signing a big business deal. Burning a hole in your pocket shouldn’t be one of them. With dining credit cards, you can be sure that it doesn’t.
A dining credit card could save you money upfront and offer attractive benefits, making eating out (or even ordering in) more rewarding. Using your dining credit card can save money with special offers and discounts from your bank. With the best dining credit cards, you can enjoy the following benefits:
- Complimentary food and beverages – You can get free starters, drinks, and beverages at several restaurants if you have a dining credit card. These offers usually require a minimum purchase. Partner restaurants also provide clients with complimentary second meals or drinks as part of ‘buy one, get one free’ discounts with lifetime free credit cards.
- Discounts – With your dining credit card, you can get discounts of up to 60% or more on your bill at partner restaurants. Your entire bill, just the meal bill, or food and soft drinks may be eligible for a discount, typically capped up to a certain amount. Terms and conditions may vary from restaurant to restaurant.
- Food brand memberships: Credit cards with food delivery benefits are a wonderful choice for people who order food online frequently. They can include free deliveries, assured discounts, or memberships to food brands that offer these benefits for free or at a discount. For example, you get a 12-month Eat Club membership at just Rs.49 with all IDFC FIRST Bank Credit Cards.
- Food app sign-up benefits: Dining credit cards can also offer high discounts when you sign up on food apps for the first time. For example, with IDFC FIRST Bank Credit Cards, new users get up to 50% off on outlets like Box8, Mealful Rolls, and Itminaan Biryani.
How to maximise credit card dining benefits?
1. Discount offers
Several banks offer credit cards with dining perks. Credit card holders can receive attractive discounts on their restaurant bills if they pay with their credit cards instead of their debit cards or cash.
2. Reward points
With every purchase made using credit cards, cardholders can accumulate reward points that can be redeemed toward dining expenses. These points can be earned in various categories, such as dining, hotels and hospitality. However, the rewards rate on credit cards can vary depending on the card type and issuer. Credit cards designed specifically for dining tend to offer higher reward rates on food bills.
In order to get the most bang for your buck when dining out or ordering in, try IDFC FIRST Bank’s credit cards. IDFC FIRST Bank’s credit cards come with attractive dining offers and discounts across 300+ merchants, all year round! These credits are also lifetime-free, and you can earn rewards that never expire.
3. Cashback offers
You can also enjoy your favourite foods at a lower cost if your dining credit card offers cashback. A portion of your dining bill will be returned to your account, allowing you to enjoy your favourite food without feeling the pinch.
Once you have chosen the most suitable dining credit card for your needs, you can apply for it online through the card issuer’s website or mobile app. When you apply for a credit card, don’t forget to check out the latest dining offers and rewards to make sure you don’t miss out.
You can take advantage of many dining benefits with IDFC FIRST Bank Credit Cards. In addition to premium restaurant benefits at several merchants, these credit cards are lifetime-free and come with exciting welcome bonuses.